Loans and money issues

There are six factors that influence the option price:
1. Current price of the underlying asset.
2. Strike price.
3. Time to expiration of the option.
4. Expected return volatility of the underlying asset over the life of the option.
5. Short-term risk-free interest rate over the life of the option.
6. Anticipated cash payments on the underlying asset over the life of the option.
The impact of each of these factors may depend on whether the option is a call or a put, and whether the option is an American option or a European option.